Underwritten, not just pre-qualified
We review credit and structure the loan in-house, so your offer carries an approval listing agents take seriously.
Listings
Featured listings
Recent sales
Sold$860,0005016 Escalon CirRichmond, CA
Sold$615,0004968 Buckboard WayRichmond, CA
Sold$575,000215 W Santa Cruz WayMountain House, CA
Sold$500,0002266 E Main StEast Quincy, CA
Sold$475,000262 Tradewinds Ct Apt 4San Jose, CA
What we do
Three ways clients work with us
You are never required to use both services. Take the part you need and leave the rest.
Buying
Full representation across residential, investment, and commercial property, from the first Saturday of touring to the day you get keys.
- Search built around your real monthly budget
- Neighborhood guidance
- Offer strategy and negotiation
- Inspection findings and repair credits
Selling
Pricing, prep, and marketing built for how buyers in the East Bay actually search.
- Comparative market analysis
- Staging and pre-list repair plan
- Professional photography and floor plans
- Buyer financing vetted before you accept
Financing
Conventional, FHA, VA, and jumbo, structured around your file, not a rate sheet.
- Purchase and refinance
- First-time buyer and down payment programs
- Self-employed and 1099 income
- Investment, commercial, and second homes
Calculators
What would a house actually cost you?
Quick estimates of your monthly payment and your buying power. Send us an address and we'll replace these defaults with real numbers. See all 10 calculators →
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Loan type
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Estimated monthly payment
$0
- Principal & interest
- Property tax (est. 1.1%)
- Home insurance
- Mortgage insurance (est.)
- Estimated monthly payment
Estimate only. Tax and insurance figures vary by address, county, and carrier. This is not a loan commitment, a rate lock, or an offer to extend credit. Rates change daily; the numbers above reflect only what you entered. Pandey Realty NMLS #2877353.
Where we work
Rooted in the East Bay, licensed across California
Our team serves buyers, sellers, borrowers, and investors across Contra Costa and Alameda counties and throughout California, in four languages.
EnglishHindiPunjabiUrdu
HerculesPinoleRichmondEl CerritoSan PabloBerkeleyOaklandConcordWalnut CreekLafayetteOrindaMoragaDanvilleFremontLivermore
Reviews
What clients say
★★★★★5.0 across 8 Zillow reviews of our founder, Nayan PandeyRead all of them →
“Nayan made my home-buying process smooth and stress-free. He understood my needs, guided me through every step, and also helped with the mortgage…”
“After being rejected and overlooked by other realtors in the past, I was starting to lose hope…”
“Nayan went above and beyond and made the deal happen. He worked on it relentlessly for months…”
“Nayan went above and beyond expectations in helping us buy our first home…”
Contact
Start a conversation
Tell us where you are in the process. A licensed member of our team will get back to you. No pressure, no drip campaign.